Tcf bank login
EconMonitor
2018.11.22 15:59 Altruistic_Camel EconMonitor
Follow macroeconomic data releases and professional commentary. No news articles, no media outlets, no opinion pieces. Commentary must come from a major financial institution.
2018.06.28 03:54 vany365 Airwire (WIRE)
Official AirWire Reddit community
2018.01.13 23:05 SirKainey Cryptocurrency UK
Cryptocurrency in the United Kingdom
2023.06.01 16:47 realshii178 š¹Wells Debit + PINš¹ Available Balance: $8055 Bank login (unchecked) Name āļø addy + Zip code āļø phone # āļø SSN + DL # āļø DOB āļø MMN āļø Carrier pin āļø š¹price = $270 Contact:
 | submitted by realshii178 to u/realshii178 [link] [comments] |
2023.06.01 15:50 AutoModerator [Get] WealthFRX Trading Mastery Course 2.0 Download
![[Get] WealthFRX Trading Mastery Course 2.0 Download](https://external-preview.redd.it/xD3P1T6awsRbdxeZM0CcW7Ic61l9WtAC2AqvDZz8lyc.jpg?width=640&crop=smart&auto=webp&s=5676e69288162111be7dc327cd685f8ca9a5c10e "[Get] WealthFRX Trading Mastery Course 2.0 Download") | submitted by AutoModerator to Coursenews [link] [comments] https://preview.redd.it/4m7fmejjc73b1.png?width=768&format=png&auto=webp&s=ac582fae2a628b5b1ce5d92baea7982439a078e0 Message from your mentorā¦ I was a failing Forex trader for four years, it took me four years of financial and emotional pain just to make my dream of becoming a full time Forex trader a reality. I believed I could teach myself how to trade through YouTube and market experience. 3 years ago, I finally understood how the markets move each day. Since then, my life has been a blessing. I can do what I want whenever I want with no boss to answer to. I am completely financially free at 20 years of age (yes I started my Forex journey at 13!) Reviewing my journey made this mission easy: enable the new wave of traders to skip these 4 years of pain and instantly learn the secrets to the market. This is where the WealthFRX Trading Mastery Course 2.0 was born. I personally created every video, using my now 7 years of trading experience, to give you every piece of knowledge you need to tackle the market. From London Session Bank Zones to Psychological Conditioning, this course gives you the step-by-step method to exactly how I have made my fortunes in the market. https://courseplace.co/download/get-wealthfrx-trading-mastery-course-2-0-download/ |
2023.06.01 15:48 initialgold Why is reconciling not more prominent in the new user setup process and then not more highlighted as important in the day-to-day?
I have talked with various people getting started with ynab. Almost none of them were familiar with reconciling, or they didnāt do it regularly.
But to me, using ynab when you donāt know if your money is accurate doesnāt even make sense. I always stress the importance of reconciling. However it also seems like the biggest hurdle in terms of āworkā for ynab (after categorizing every transaction).
I feel like ynab could do a lot more to emphasize the important of reconciling regularly and also make it a simpler and more well explained process.
For example, once a week or two weeks, a pop up appears that requires you to reconcile. Gives a brief but thorough explanation (that you can turn off if you want): āweāre going to reconcile. This is making sure all our account numbers are accurate for all budgeted tracking accounts. Grab your bank logins and letās get started.ā
Then it could walk you through each account one at a time in a condensed reconcile of every account. Or it could even show you a little table of all your accounts at once, and the balance ynab has vs what the bank has, with an option for each account to approve or to dig deeper if itās off.
I feel like reconciling for someone whoās āon top of itā in the current version still takes a solid 5 minutes when switching through all your accounts and doing the reconcile one at a time. It could take 30 seconds if the above were implemented.
Anyways thatās my rant. Love ynab. Happy reconciling.
submitted by initialgold to ynab [link] [comments]
But to me, using ynab when you donāt know if your money is accurate doesnāt even make sense. I always stress the importance of reconciling. However it also seems like the biggest hurdle in terms of āworkā for ynab (after categorizing every transaction).
I feel like ynab could do a lot more to emphasize the important of reconciling regularly and also make it a simpler and more well explained process.
For example, once a week or two weeks, a pop up appears that requires you to reconcile. Gives a brief but thorough explanation (that you can turn off if you want): āweāre going to reconcile. This is making sure all our account numbers are accurate for all budgeted tracking accounts. Grab your bank logins and letās get started.ā
Then it could walk you through each account one at a time in a condensed reconcile of every account. Or it could even show you a little table of all your accounts at once, and the balance ynab has vs what the bank has, with an option for each account to approve or to dig deeper if itās off.
I feel like reconciling for someone whoās āon top of itā in the current version still takes a solid 5 minutes when switching through all your accounts and doing the reconcile one at a time. It could take 30 seconds if the above were implemented.
Anyways thatās my rant. Love ynab. Happy reconciling.
2023.06.01 14:45 Buddi563 Not sure if this is the right subredditā¦
Long story short, I should have a balance of $3,300 on a credit card from Rooms to Go (synchrony bank) but itās not showing on my card. Basically I got a free couch. Should I contact them? Or let it ride? š
The longer story- around August last year I made a purchase for a dining room table and couch, but I wasnāt going to have it delivered until April of this year because I still had tenants in my home until then. I paid $1,300 down and the rest went onto a Rooms to Go credit card (through synchrony bank) which I signed up for that day. They said that the payment wonāt go through until the items were delivered.
A few days after I got my card, I logged into the account online and saw the pending payment on the card. I was a little bummed because I wish I could have slowly paid it off before it was even delivered, but I couldnāt.
Fast forward to April. I did have to reschedule my delivery to mid May because I was wrong about the dates my tenants moved out. I forgot the login to my account and somehow canāt find my RTG credit card anywhere. I give it some time because still, my furniture hasnāt been delivered. Finally, I get help with my card number after calling and can log back into my account. It still shows a $0 balance, but this time, nothing is pending. I think itās a bit strange, but I wait until FINALLY the furniture is delivered. (Saturday May 27th). Itās a holiday weekend so I wait to check until Tuesday. Still nothing. Even when I click statements, it says 0 statements and shows 0 transactions. Now itās Thursday and still nothing shows up.
Should I call and bring it to their attention or take the free couch?! I paid $1,300 so the table is completely paid and a small chunk of that went toward the couch as well. I saved up the money and CAN pay it, and I probably should, but it would be really nice to use it for something else I need done at my house or even pay a medical bill I wasnāt expecting!
submitted by Buddi563 to legaladvice [link] [comments]
The longer story- around August last year I made a purchase for a dining room table and couch, but I wasnāt going to have it delivered until April of this year because I still had tenants in my home until then. I paid $1,300 down and the rest went onto a Rooms to Go credit card (through synchrony bank) which I signed up for that day. They said that the payment wonāt go through until the items were delivered.
A few days after I got my card, I logged into the account online and saw the pending payment on the card. I was a little bummed because I wish I could have slowly paid it off before it was even delivered, but I couldnāt.
Fast forward to April. I did have to reschedule my delivery to mid May because I was wrong about the dates my tenants moved out. I forgot the login to my account and somehow canāt find my RTG credit card anywhere. I give it some time because still, my furniture hasnāt been delivered. Finally, I get help with my card number after calling and can log back into my account. It still shows a $0 balance, but this time, nothing is pending. I think itās a bit strange, but I wait until FINALLY the furniture is delivered. (Saturday May 27th). Itās a holiday weekend so I wait to check until Tuesday. Still nothing. Even when I click statements, it says 0 statements and shows 0 transactions. Now itās Thursday and still nothing shows up.
Should I call and bring it to their attention or take the free couch?! I paid $1,300 so the table is completely paid and a small chunk of that went toward the couch as well. I saved up the money and CAN pay it, and I probably should, but it would be really nice to use it for something else I need done at my house or even pay a medical bill I wasnāt expecting!
2023.06.01 14:12 autotldr Polish government launches data checking service after millions of logins leaked online
This is the best tl;dr I could make, original reduced by 48%. (I'm a bot)
Summary Source FAQ Feedback Top keywords: service#1 Polish#2 launch#3 data#4 ministry#5
Post found in /worldnews and /technology.
NOTICE: This thread is for discussing the submission topic. Please do not discuss the concept of the autotldr bot here.
submitted by autotldr to autotldr [link] [comments]
Poland's ministry of digital affairs has launched a new service allowing people to check if they have been affected by a large data breach that emerged on Monday.
On Monday night, IT security news service Zaufana Trzecia Strona reported that "Millions of logins and passwords related to Polish online services and accounts of Poles around the world" had been posted to Cebulka, a Polish-language forum accessible via Tor software that facilitates anonymous online communication.
According to Zaufana Trzecia Strona, Monday's data breach is probably "One of the largest single leaks in the history of the Polish Internet," with over six million logins and passwords having been published and over 100,000 individuals being affected.
The majority of data that appeared in the leak are accounts from sites like Facebook, the Polish postal service, and various Polish banking and e-commerce platforms.
In response to the data breach, CieszyÅski announced that his ministry had launched a service - available at bezpiecznedane.
The minister explained that the initial problems with the service were due to unprecedented traffic shortly after its launch, during which patches were still being uploaded.
Post found in /worldnews and /technology.
NOTICE: This thread is for discussing the submission topic. Please do not discuss the concept of the autotldr bot here.
2023.06.01 13:40 kokesnyc Email headers for non-existent domain leading to phish attempt
One of our clients were responding to an email and assuming they manually typed in the address and forgot a letter. Two hours later some TA registers that domain and is somehow able to start emailing the client including the details of our original user email including signature trying to change banking info. Is this even possible? We have seen a large number of attempts to login to our users 365 account that happened around this time (all failed due to conditional access methods) and have thoroughly checked our users system for any compromisation and donāt see anything.
submitted by kokesnyc to cybersecurity [link] [comments]
2023.06.01 10:50 SeaworthinessSad9090 How To Transfer Money From Starbucks Card To Bank Account?
 | Absolutely! Starbucks offers a user-friendly transfer feature that allows you to move your card balance to your bank account hassle-free. Letās explore the steps involved in this process: submitted by SeaworthinessSad9090 to StarbucksPartnerHours [link] [comments]
https://preview.redd.it/q54laalaed3b1.jpg?width=1000&format=pjpg&auto=webp&s=2f49eecda2b3da7ed80ff71c1fd5e95e154d4ee5 |
2023.06.01 07:13 8839kd93kj39ieke How to stop scammers..
Just make changes not have immediate effect..
Change bank account.. doesn't have immediate effect...
( so changes can be reverted)
Let us set master pins. That is separate from the login.. put the payment information the scammers want behind an additional login area..
submitted by 8839kd93kj39ieke to InstacartShoppers [link] [comments]
Change bank account.. doesn't have immediate effect...
( so changes can be reverted)
Let us set master pins. That is separate from the login.. put the payment information the scammers want behind an additional login area..
2023.06.01 07:11 MrDevanWright [H] - Dropbox Unlimited Storage / [W] - $35/Month (Credit/Debit)
New Dropbox Business Members w/ Unlimited Storage Available:
submitted by MrDevanWright to accountsharing [link] [comments]
- Invoice sent monthly for $35 payable by Credit, Debit, or ACH (Bank) Transfer
- Utilize Privacy if you're worried about card details. It's free!
- Encryption for all files and folders is required at all times.
- Dropbox scans all files for improper files as well as personal information. If it's not encrypted it'll be flagged and deleted.
- Many synchronization services offers encryption (such as Rclone).
- If it's encrypted I can't see it and neither can Dropbox. It's in everyone's best interest.
- Sharing any files or folders is not allowed.
- Sharing account details and login information is not allowed.
- Storage is 'Unlimited' but additional storage may need to be requested as utilized.
- If limits are reached, let me know. I'll reach out to Dropbox for support.
- I'll attempt to keep all users up to date on issues encountered from high usage.
- Members are given new usernames and passwords for access and anonymity.
- Although 'Directory Restrictions' are in place, Dropbox isn't built for this type of separation and exclusivity. Anonymously named and configured accounts help ensure privacy.
- There are no guarantees in life.
- I'll do my best to support and interface with Dropbox but nothing is without risk. Dropbox may decide to end our storage availability or close out the account altogether and there wouldn't be anything I can do. Come up with an exit strategy and make sure to follow best storage practices.
2023.06.01 06:55 coffeeisnotlatte [GUIDE] Opening a business in Armenia as a foreigner - part 1
After getting some insane offers for this from expensive lawyers, I undertook the absolutely masochistic task of attempting this myself... here it is documented if anyone else is as cheap as me and doesn't want to pay someone a bagload of money to do it for them.
This is for an LLC, I believe you can also register as an individual entrepreneur but I didn't want to go that route in case my own tax residency changes at least I can operate the company from afar
First steps
Get translated and notarized copies of your passport, I would advise at least 3. No more than 10k AMD
Read this: https://armenia.eregulations.org/procedure/3/step/6?l=en
One Stop Shop
Go to one stop shop (Komitas ave.49/3) ask for the form, fill it in. Note the form can only be completed in Armenian, there are sample English versions floating around. Despite being told they would help me there, they did not. I had a contact inside the building who assisted with the Armenian on the form in the end. If you can't write Armenian make sure you take someone with you, contact translation companies etc - you then receive your company opening certificate and other documents - FREE, takes 1-2h
Ignore the guys outside, you do not need a stamp but they aren't too pushy anyway
The people behind the desk here aren't friendly and will probably mock you, don't take it personally.
Banking
Ameriabank are the best, but are also the hardest to open an account with. For these guys you need:
Accounting
You should find an accountant, 30K per month for a simple situation.
If you're in IT, ask your accountant to apply for an IT certificate to get lower taxes (until EOY 2023 atm, maybe extended)
Social Security Card
For this you need a residence permit, for a residence permit you need a work permit (or for most of us, a work permit exemption). They launched an online portal (https://workpermit.am) but unfortunately as a foreigner you cannot register since you don't have an Armenian ID. The numbers on the site will just ring... you need to actually visit them in person as a foreigner.
You need:
Go to migration center (Ulnetsi str. 31, Migration Service) up one floor, door on the right. Go to the end of the corridor and press "1" until someone answers. This may take a while, and other people there will be pissed with you since you're seen cutting ahead (in reality, they're waiting for asylum claims, you're a different queue)
Wait until they answer and let you enter, give form. These people actually are friendly and will sit and help if required. Receive login for the portal 3-5 days later. They will call you with the password - FREE, 20-30 minutes
Log into the website and put in a job vacancy (I just used consultant) - once that's done register yourself as an employee under that vacancy. DO NOT attempt to use the same email address for the company and for yourself (the 'employee') - this will come back with a "something went wrong" error and won't tell you what happened, took me days to figure this out. If you fill the form in incorrectly and click submit (miss a required field such as photo) you need to refresh the page and refill the whole form
You'll need scanned copies on your computer of:
Part 2 will be here once I get my exemption approval
submitted by coffeeisnotlatte to armenia [link] [comments]
This is for an LLC, I believe you can also register as an individual entrepreneur but I didn't want to go that route in case my own tax residency changes at least I can operate the company from afar
First steps
Get translated and notarized copies of your passport, I would advise at least 3. No more than 10k AMD
Read this: https://armenia.eregulations.org/procedure/3/step/6?l=en
One Stop Shop
Go to one stop shop (Komitas ave.49/3) ask for the form, fill it in. Note the form can only be completed in Armenian, there are sample English versions floating around. Despite being told they would help me there, they did not. I had a contact inside the building who assisted with the Armenian on the form in the end. If you can't write Armenian make sure you take someone with you, contact translation companies etc - you then receive your company opening certificate and other documents - FREE, takes 1-2h
Ignore the guys outside, you do not need a stamp but they aren't too pushy anyway
The people behind the desk here aren't friendly and will probably mock you, don't take it personally.
Banking
Ameriabank are the best, but are also the hardest to open an account with. For these guys you need:
- Social Security Card (more on this later, you'll need this anyway if you want to stay)
- Bank statements from current/former tax country
- Contract with a client
Accounting
You should find an accountant, 30K per month for a simple situation.
If you're in IT, ask your accountant to apply for an IT certificate to get lower taxes (until EOY 2023 atm, maybe extended)
Social Security Card
For this you need a residence permit, for a residence permit you need a work permit (or for most of us, a work permit exemption). They launched an online portal (https://workpermit.am) but unfortunately as a foreigner you cannot register since you don't have an Armenian ID. The numbers on the site will just ring... you need to actually visit them in person as a foreigner.
You need:
- Another signed/notorized copy of passport
- This form: https://workpermit.am/files/dimum_orinakeli_eng.pdf
- Business opening certificate from one stop shop
Go to migration center (Ulnetsi str. 31, Migration Service) up one floor, door on the right. Go to the end of the corridor and press "1" until someone answers. This may take a while, and other people there will be pissed with you since you're seen cutting ahead (in reality, they're waiting for asylum claims, you're a different queue)
Wait until they answer and let you enter, give form. These people actually are friendly and will sit and help if required. Receive login for the portal 3-5 days later. They will call you with the password - FREE, 20-30 minutes
Log into the website and put in a job vacancy (I just used consultant) - once that's done register yourself as an employee under that vacancy. DO NOT attempt to use the same email address for the company and for yourself (the 'employee') - this will come back with a "something went wrong" error and won't tell you what happened, took me days to figure this out. If you fill the form in incorrectly and click submit (miss a required field such as photo) you need to refresh the page and refill the whole form
You'll need scanned copies on your computer of:
- Passport
- Contract (signed with yourself at the one stop shop, should be in your paperwork)
- Notarized passport translation
- Degree
Part 2 will be here once I get my exemption approval
2023.06.01 06:17 johnatanpaul 25EUR instant withdraw [EU]
Requirements:ID card (faster verificaition 10~mins, video call required) OR passport (20min-48hrs, usually video call not required)German address (it can be generated, there will be no consequences) - https://www.fakexy.com/de-fake-address-generator-heWU+ APK file - https://apkcombo.com/wu-plus/com.western...wuplus.eu/ (you can download it on on Play Store, but you might need to change region)iOS region change - https://support.apple.com/en-us/HT201389
Steps: 1. Go to https://www.westernunion.com/de/de/home.html# , then sign up. 2. Then go to WU+ App and login with the same info you entered in link above. 3. Use your real info, only German address, confirm everyting, do KYC 4. Deposit using your debit card or just send to your WU+ IBAN (Instant from Revolut) 5. Click Rewards - Radeem a referral and paste code lCJw4PoklUa8RRh 6. You should have 35 EUR now. Click on Virtual debit card on WU+ , Go to Revolut or any bank which has top up from card function and enter card details and deposit 35 EUR. If you only have IBAN, you can send it to your IBAN, it might take 1 or 2 days though.
IF IT ASKS TAX ID NUMBER FOR GERMANY, USE YOUR TAX ID WHICH IS ON YOUR PASSPORT! DOESNT MATTER IF ITS GERMAN OR NOT!!
NOTE: if you get "invalid code" error you need to go ahead, click on send money, choose business. Business name should be your name/lastname. Then do the transfer of 1 EUR and try redeeming code again.
submitted by johnatanpaul to referralcodes [link] [comments]
Steps: 1. Go to https://www.westernunion.com/de/de/home.html# , then sign up. 2. Then go to WU+ App and login with the same info you entered in link above. 3. Use your real info, only German address, confirm everyting, do KYC 4. Deposit using your debit card or just send to your WU+ IBAN (Instant from Revolut) 5. Click Rewards - Radeem a referral and paste code lCJw4PoklUa8RRh 6. You should have 35 EUR now. Click on Virtual debit card on WU+ , Go to Revolut or any bank which has top up from card function and enter card details and deposit 35 EUR. If you only have IBAN, you can send it to your IBAN, it might take 1 or 2 days though.
IF IT ASKS TAX ID NUMBER FOR GERMANY, USE YOUR TAX ID WHICH IS ON YOUR PASSPORT! DOESNT MATTER IF ITS GERMAN OR NOT!!
NOTE: if you get "invalid code" error you need to go ahead, click on send money, choose business. Business name should be your name/lastname. Then do the transfer of 1 EUR and try redeeming code again.
2023.06.01 06:16 Kindly-Trouble7351 AI Auto Affiliate OTO 1 to 4 OTOs - Full Upsells Details + Coupon Code
 | https://www.linkedin.com/pulse/ai-auto-affiliate-oto-1-4-otos-links-full-upsells-details-coupon submitted by Kindly-Trouble7351 to u/Kindly-Trouble7351 [link] [comments] AI AUTO AFFILIATE APP WHAT IS IT AI Affiliate App is a way to take ANY affiliate link or website & turn it into a COMPLETE affiliate campaign in <30 seconds. If you want to build a profitable affiliate business, youāll need to start from scratch. And for most marketers, that isnāt easy. Youāll need to study the market, and find the most profitable offers on sites like ClickBank, WarriorPlus and JVZoo. Youāll need to create banners and email swipes. Youāll need to write some amazing copy to sell your offers, and drive people to your buy links. And then, when all this is done, you still need to build your website. And that involves buying a domain name, hosting, web design, and of course writing content from scratch. Now imagine having to do that for dozens of campaigns. And only then do you start to get traffic ā and build a list. And thatās super competitive and hard to do. Ugh. Is it any wonder that, in 2023, 99% of affiliates are STILL struggling. But, imagine if I could just give YOU a special link. So that HIS affiliate link became YOUR affiliate link. HIS affiliate campaigns became your affiliate campaigns. HIS 2,000 clicks a day became YOUR daily traffic. And his website became your website. So you could clone an entire affiliate businessā¦ in 1 click. Sounds incredible, right? This really is a NEW way to ācopy and pasteā your way to daily commissions. By automating ALL of your affiliate marketing, so that you can finally profit. Introducing AI Affiliate App. https://www.linkedin.com/pulse/ai-auto-affiliate-oto-1-4-otos-links-full-upsells-details-coupon AI AUTO AFFILIATE OTO HOW WORK?3 Simple Steps To Copy-Paste ChatGPT Dollars. Daily.
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2023.06.01 03:58 nctsocali Linked Bank Account Fraud
Someone added my bank account to their PayPal and made a few purchases. I know thereās an option to link your bank account without having to login to your online bank account.
What does PayPal do to verify the bank account this way and how is someone able to successfully link my bank account to their PayPal?
Edit: I tried to contact PayPal and they told me they couldnāt help me unless I knew the email of the account that has my bank. Now the only option is to wait for the fraud department to investigate. I did it, but I just wanted to get my questions answered sooner.
Edit again: I have already reported this to my bank and I placed a freeze on my account until the investigation is complete. Iām just trying to figure out if this was someone I knew or could it possibly be a random person.
submitted by nctsocali to paypal [link] [comments]
What does PayPal do to verify the bank account this way and how is someone able to successfully link my bank account to their PayPal?
Edit: I tried to contact PayPal and they told me they couldnāt help me unless I knew the email of the account that has my bank. Now the only option is to wait for the fraud department to investigate. I did it, but I just wanted to get my questions answered sooner.
Edit again: I have already reported this to my bank and I placed a freeze on my account until the investigation is complete. Iām just trying to figure out if this was someone I knew or could it possibly be a random person.
2023.06.01 03:10 SimulLayman Just get a dumbphone - My nosurf journey so far
I've spent the past two years trying to get rid of my internet-based addictions and living life in the real world. I've done all the things a lot of you on this sub will be familiar with.
First, I started with deleting social media. I would consistently hit screen times of 10-12 hours. The vast majority of it was a social media app. TikTok, YouTube, Instagram, etc etc. It was not sustainable. One by one I started deleting every account. My original Reddit account got the boot as well.
Then came the withdrawals. It won't be that bad if I just watch TikTok a bit while I'm waiting, I thought to myself. The first mistake. As soon as I would start craving social media, I would end up re-downloading all the apps that were the root of all my problems. So long as my smartphone was on me, this cycle would keep repeating. Delete and re-download. Every. Single. Time. The smartphone the vector of a parasite we call social media. Remove the vector, and the parasite ceases to exist. I knew I had to do get rid of my smartphone.
So I got a flip phone. Smart enough that I could use WhatsApp to communicate with my friends yet dumb enough to not be able to do much else. However, in my first attempt, I came across a few hurdles that made me switch back to my smartphone for a while. Yet again starting the cycle of addiction. Upon reflection, I was able to narrow it down to two things that necessitated the use of my smartphone: banking and music. I solved the latter by getting an iPod mini (has a clickwheel and only plays music). For the former, I requested a physical secure key from my bank so I could login to my account without having to use my smartphone. And with that, I was back on my flip phone. Everything I needed my smartphone for, I got a single-purpose device to replace it. want to read eBooks? Get a Kindle. Want to take pictures? Get a digital camera. Want to watch movies? Get a TV (why are you watching movies on such a tiny device anyway?)
And yes, doing all this might be more expensive than just using a cheap smartphone. The ultimate all-in-one tool. But in my opinion, the true cost of a smartphone is far greater than its sticker value. The smartphone is a vector for every single time-sucking, attention-grabbing app that has been created. My time and attention is far too valuable to be giving it to some greedy, soulless corporation. I want to live my life in the real world, not the digital one.
TL;DR Just get a dumbphone.
submitted by SimulLayman to nosurf [link] [comments]
First, I started with deleting social media. I would consistently hit screen times of 10-12 hours. The vast majority of it was a social media app. TikTok, YouTube, Instagram, etc etc. It was not sustainable. One by one I started deleting every account. My original Reddit account got the boot as well.
Then came the withdrawals. It won't be that bad if I just watch TikTok a bit while I'm waiting, I thought to myself. The first mistake. As soon as I would start craving social media, I would end up re-downloading all the apps that were the root of all my problems. So long as my smartphone was on me, this cycle would keep repeating. Delete and re-download. Every. Single. Time. The smartphone the vector of a parasite we call social media. Remove the vector, and the parasite ceases to exist. I knew I had to do get rid of my smartphone.
So I got a flip phone. Smart enough that I could use WhatsApp to communicate with my friends yet dumb enough to not be able to do much else. However, in my first attempt, I came across a few hurdles that made me switch back to my smartphone for a while. Yet again starting the cycle of addiction. Upon reflection, I was able to narrow it down to two things that necessitated the use of my smartphone: banking and music. I solved the latter by getting an iPod mini (has a clickwheel and only plays music). For the former, I requested a physical secure key from my bank so I could login to my account without having to use my smartphone. And with that, I was back on my flip phone. Everything I needed my smartphone for, I got a single-purpose device to replace it. want to read eBooks? Get a Kindle. Want to take pictures? Get a digital camera. Want to watch movies? Get a TV (why are you watching movies on such a tiny device anyway?)
And yes, doing all this might be more expensive than just using a cheap smartphone. The ultimate all-in-one tool. But in my opinion, the true cost of a smartphone is far greater than its sticker value. The smartphone is a vector for every single time-sucking, attention-grabbing app that has been created. My time and attention is far too valuable to be giving it to some greedy, soulless corporation. I want to live my life in the real world, not the digital one.
TL;DR Just get a dumbphone.
2023.06.01 00:04 --Edog-- Discount for auto pay method?
Edit: mystery solved! Hint: if you happen to have multiple VZ accounts and get an email....look for the account number at the bottom of the email
I have 2 totally different VZ accounts with different login and passwords
submitted by --Edog-- to verizon [link] [comments]
I have 2 totally different VZ accounts with different login and passwords
- 5G Home internet
- VZ prepaid phone
2023.05.31 21:22 ItsTriflingHere 6 figure jobs that micromanage?
Iām a mid level salaried employee at a fintech. Background is mostly banks and health insurance all in the risk & compliance space. Iām tired of autonomy and grey areas! I want someone to tell me what to do and I go do it. I wanna go back to the days when I could just login, start working and pop in my headphones and listen to podcasts until my shift is over. Any companies/jobs that I can make 6 figures and just work and zone out that still micromanage employees? Basically I want entry level work at 6 figure salaries. Asking for a friend ā¦.
submitted by ItsTriflingHere to jobs [link] [comments]
2023.05.31 18:55 uphold-log-in Wealthsimple Login Log in to Wealthsimple
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submitted by uphold-log-in to u/uphold-log-in [link] [comments]
Wealthsimple, as you must have understood, is one of the stylish fiscal operation service providers available at the moment. Launched in the time 2014, the fashionability of this establishment is soaring high day by day. Just make sure that you're following the correct procedure for subscribing up and logging in. Since the platform doesn't charge you any kind of figure, thus anyone who fulfils the sign- up criteria will be suitable to use this platform. produce your Wealthsimple Login profile now and start managing investing in stocks, EFTs, cryptos, and much further from a single destination without paying the commission figure.
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Those druggies who successfully subscribe up for an account on the Wealthsimple platform can decide the following benefits from their accounts Creating an account on this platform is fully free of cost still, you can make an investment for an quantum as low as $ 1 If you want to try this platform .Its intuitive and easy- to- use platform allows newcomers to use its services much more efficiently The platform doesn't charge you any figure for making deposits and recessions You can fluently suffer a quick and continued Wealthsimple login It also is available in the form of a mobile app making it more accessible to use When it comes to security and client service, this platform is surely the stylish. What you need to register a WealthSimple Login Account? Please allow us to help you in meeting the prerequisites for subscribing up A Canadian visa or substantiation of Canadian citizenship Current Canadian domestic address Satisfy the fiefdomās age restriction Complete the identity verification. An streamlined Social Insurance Number( SIN) Following completion of the prerequisites, you must follow the way below to subscribe up for a Wealth Simple login account and benefit from the benefits it offers How to produce an Account with WealthSimple login Wealth Simple Steps to follow. launch by visiting the Wealth Simple Login runner Add your particular details Full Name Date of Birth Phone Number Citizenship Domestic Address Mailing Address Employment Status Current Plant What Type of Company Is it part at Your Company Social Insurance Number Do These Statements Apply To You Section How Did You Hear About us? Confirm Details produce your portfolio by answering the following questions Are you allowing about withdrawal? Whatās the main reason for investing What will your mĆ©nage income be this time? How important plutocrat do you have saved? Whatās the value of property and other means you enjoy? Whatās the value of your debts? How important do you know about investing? Do you have an idea of important threat you āre willing to take? Choose a theme for your first account
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You must be apprehensive that WealthSimple login is among the topmost providers of fiscal operation services available right now. Just be certain that you're joining up and logging in according to the correct protocol.
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submitted by Kindly-Trouble7351 to u/Kindly-Trouble7351 [link] [comments]
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2023.05.31 16:27 Deltiasgaming1 ESO Necrom Chapter: Essential Tips to Prepare for the Arcanist Class
 | Reddit gang, dropping this here so you can prepare for Necrom Chapter and Arcanist class when it drops on June 5th for PC and June 20th for consoles. I hope this helps you get prepared! submitted by Deltiasgaming1 to u/Deltiasgaming1 [link] [comments] Written Guide: https://deltiasgaming.com/eso-necrom-chapter-essential-tips-to-prepare-for-the-arcanist-class/ Video Guide: https://www.youtube.com/watch?v=dZMoO6vKeWo ESO Builds: Update 38 - https://deltiasgaming.com/best-eso-builds-update-38-necrom-chapte ESO Necrom Chapter: Essential Tips to Prepare for the Arcanist ClassESO Necrom Chapter is just around the corner, so prepare for Arcanist Class with our Top 15 Essential Tips and level up quickly!https://preview.redd.it/3bxobreev73b1.png?width=800&format=png&auto=webp&s=0f2dd685f712f4ae730fba6b1035795374ce99af The Necrom chapter launches on June 5th and June 20th, so you have very little time to prepare everything for the new class. In our guide, we included tips and pieces of advice we learned after countless hours and multiple characters leveled in ESO. ESO Necrom Chapter: Essential Tips to Prepare for the Arcanist ClassIn ESO, levelling a new character can be costly, long, and complex. Only the base game offers multiple skill lines, champion points, and guilds. You may be lost quickly if you are a beginner or play eso occasionally. What is the best race? How do you level up so that when you hit max level (50 and 160cp), you can jump straight to end-game content and feel powerful? We have answers to all those questions and more in our 15 simple essential tips to prepare for the new Necrom Chapter and the Arcanist Class in ESO.Select PlaystyleArcanist Class has many skills to enhance a unique, never seen in ESO before playstyle. As a result, in the Builds, we try to enhance the class identity. The following list explains shortly all you need to know about the new ESO class:
https://preview.redd.it/3tvg877rv73b1.png?width=800&format=png&auto=webp&s=851e2d0d780c4c1a7ce761a87e387dd8eb020e2b The Arcanist uses abilities to create and consume Cruxes, small triangular glyphs floating around the character (3 max). You will use specific skills to generate Cruxes and additional abilities that consume them, amplifying abilities and triggering important class passives. Crux consumption could provide more damage, longer duration, cheaper resource cost, and more healing. Additionally, it generates and activates important passives. For example, Crux-consumption can give you more weapon/spell or critical damage. The more you use Cruxes, the better. The following brief guide explains the combat with the ESO Arcanist class in builds:
DPS:As a damage dealer (DPS), The Arcanist excels in stamina DPS. Primarily due to a variety of factors like medium armor passives, dual wield passives and medium armor choices that carry damage. Can you do well as a magicka based Arcanist damage dealer? Yes, but in group settings, medium armor excels due to its passive critical damage vs light armor penetration passive. If you want optimal, high end DPS, we recommend stamina based Arcanist as of the making of this guide.Tank:Tanking on the Arcanist is exception with crowd control, unique buffs and debuffs. The fact that you have a built in class taunt along with built in major and minor breach means you can use different gear and weapon choices. The Arcanist also has Minor Courage passive which is exceptional for group play. Consider them one of the best tanks in PvE or PvP at launch.Healer:Similar to tanking, the Arcanist healing is exception due to the buffs and passives. While the main burst heal, or lack thereof is weak, it makes up for it with huge buffs and debuffs that every team wants. Current, the Arcanist is an exceptional healer, just use Restoration Staff abilities for burst healing rather than in class skills.Player Vs Player: In PvP, the Arcanist is quite weak compared to other classes. It lacks a burst heal, or delayed burst damage skill, and the class really wants you to use the Fatecarver skill ābeam.ā This is fine in PvE where enemies rarely stun or disrupt you, but in PvP, this isnāt the case. The class does have strong passives, and ultimate selections and with either a proc heavy loadout in melee, or a ranged beam build you can make it work. Opinion: we recommend playing the Arcanist a stamina-based damage dealer for both PvE and PvP. Race Choicehttps://preview.redd.it/f4h5zq7uv73b1.png?width=800&format=png&auto=webp&s=6cdfdabc8bf380e78216b5ee971eb27778fea981 Does Race Matter in ESO? In general, no, you may get a maximum of 8% increased DPS going from an Argonian (weakest) to Khajiit/Dunmer (strongest). Most players wonāt feel this unless they are trying to do bleeding-edge content. However, we do have some strong choices and recommendations for those looking to mid-max their Arcanist.
Dark Elf is a great secondary choice. What makes Dunmerās (Dark Elves) great as damage dealers is balanced weapon/spell damage and max stamina and magicka pools. Major downside is the lack of any resource sustain or health. High Elf is the recommended choice for magicka damage dealer Arcanist. The reason why, High Elf has a unique 5% damage reduction while channeling. This helps take less damage using your main channel as a damage dealer or a healer. The racial choice also has great passives for damage and resource sustain. Dark Elf is also a great choice for magicka damage dealers for the same reasons its great on stamina. Breton is the recommended racial choice for healing. With strong resource sustain, max stats, you will always be able to cast your skills when you need them. Argonian also makes a great healer and is usually an optimal choice for PvP. I would recommend an Imperial for reduced ultimate cost and cost of your abilities as a Tank. Nord Race has a quick ultimate generation. Don't freak out about the race you can always change with the race change token, and you must love your character. Picking FactionThere are fantastic players in every faction, which doesn't matter in PvE unless you plan to play PvP with your friends in Imperial City, Cyrodiil or Battlegrounds. For maximum potential builds in PvP "Any race, any alliance" feature, available from the crown store, will allow you to pick any race regardless of your alliance. It's a one-time purchase and of the most useful purchases in ESO.Also, you can change Alliance with another very expensive token from the crown store. Storage SpaceGet storage boxes in your house for supplies, including gear, potions, food, etc., everything you are going to need to start leveling your new Arcanist character. When Necrom Chapter goes live, you can equip it and enjoy the class. https://preview.redd.it/g8ikhzv9w73b1.png?width=800&format=png&auto=webp&s=f7b35dd13c6c144c0225dd755e1e48abc072f524 You can buy storage chests from Writs Vandor, located in each faction's main City (Grahtwood, Stormhaven, Ebonheart) with master crafting writ vouchers. Boxes are also available for Tel Var Stones in Imperial City Vendors or from the Crown store. Each player can own up to 4 large (60 slots) and 4 small (30 slots) chests. There are 360 slots available in total. XP BoostersIf it's your first time playing ESO. I would not recommend the fast grind method, play slow and enjoy the game, though you can likewise use all XP boosters. However, if you're like me and have leveled multiple characters, you can start saving XP boosters now for an optimal way to rush to the end game.The fastest way to level is to kill mobs with ESO XP boosters. You want to maximise the number of killed enemies per second. The Blackrose Prison Arena and Skyreach Catacombs are my preferred grinding spots. Hereās how you can maximize your XP gains if youāre in a rush to the end game:
To make the process even faster, you can make multiple sets of training armor (for levels 3, 10, 20, 30, 40 etc.) to make sure you stay powerful as you grind your way to 50. So that's when the storage boxes come in handy. Store all gear sets there and be ready for the grind. PvP BoostersLeveling PvP skill lines are important due to the passives and active abilities that everyone uses, even if you play PvE. For example, Reviving Barrier is an extremely useful ultimate skill in PvP and PvE for tanks, healers and, sometimes, damage dealers. Also, reaching support rank 9 grants Magicka Aid and increases your Magicka Recovery by 10% for each Support ability slotted.https://preview.redd.it/ujdt600fw73b1.png?width=400&format=png&auto=webp&s=ea8b91fa9ae87910c82379624d716e8afd6641cf Once you hit Level 10, you'll receive the invitation to Cyrodiil and start the introduction to PvP Quest. Upon completion, you'll get an alliance rank three, and two skill points. It's a good start, so you should never skip it. Nextly, you can level alliance skill lines quickly on a new character if you use a Colovian War Torte and play low-level battlegrounds. Colovian War Torte is a craftable consumable that grants a 50% alliance point boost for 30 minutes. It is affected by the Connoisseur and Brewer passives from the Provisioning skill line. Despite being categorized as a food when crafting, the tortes can be consumed at the same time as regular foods and drinks. The 30-minute duration pauses if you log out and can be used as early as level 10. The Molten War Torte and White-Gold War Torte are more powerful versions which grant 100% and 150% experience boosts, respectively. Note that while these items do provide a bonus to gains towards your Alliance War rank and skill lines, this bonus does not apply to leaderboard scores. Gold for InventoryThe next essential tip on how to prepare for the Arcanist class and ESO Necrom Chapter is crucial Inventory Space. Save gold to max out your new Arcanist character carrying capacity. Each character that you create in The Elder Scrolls Online will start with 60 slots. You can increase the characters' inventory space by buying Pack Merchant upgrades up to 140 in total inventory Upgrades from Pack Merchant cost 179 700 Gold. Also, train your horse in the stable master to increase it by extra 60 slots to reach 200 inventory spaces in total. If you own a guild, you can also use its Bank for extra 500 item slots. Lastly, special pets from Crown Store can increase the inventory capacity by additional 20 slots.Mount SpeedLike mentioned above, you can buy an upgrade for your mount at any stablemaster in towns. Each point in carry capacity will permanently increase your characters' inventory space by 1. You can only upgrade one of the thee mount perks every 20 hours.However, you can speed up the process of horse upgrades if you own any riding lessons. Sometimes those upgrade items are part of daily login rewards or can be bought from the crown store. So check up on your stored daily rewards. This can give you a nice early start on your new arcanist. As mentioned before leveling your PVP skills is essential, the Continuous Attack passive will give you a 30% mount speed boost and unlocks at Assault Rank 3. Alchemy Matshttps://preview.redd.it/4r499lcjw73b1.png?width=800&format=png&auto=webp&s=51d9b3866a804ea16ae15992b8de45aaef33debc The alchemy skill line is necessary to level up on each character because of the Medicinal Use Passive that makes resulting effects last 30% longer and is a key to better combat performance. As a result, if you're using potions, you get more Recovery Weapon or Spell damage or whatever potion buff you have. Consuming potions in ESO has a 45-second cooldown, and with the Medicinal Use Passive, they last 47.5 seconds, which essentially gives you 100% uptime in combat, assuming you're consuming them on cooldown. So, buy enough alchemy items to max out the alchemy skill, cheap ingredients, in guide traders, like buying and mixing wormwood or spider eggs with scrib jelly will get you from 1 to 50 quickly. Change out your solvent, you can start with Ichor, and as you level up, finish with Alkahest. Take advantage of this potion passive right away. Trust me, at the end-game, it really helps your survivability with resource sustain and running Buffs on cooldown. ConsumablesThe best food to prepare is the one that works at all levels, for example, Artaeum Pickled Fish Bowl, Candied Jester's Coins etc. you can get those recipes just by playing during in-game events, collecting rewards or from guild traders.Jewels of MisruleDuring leveling, I highly recommend Jewels of Misrule for beginning players without a lot of champion points because it gives max health and extra recovery and really carries your survivability. Additionally, itās cheap.Witchmother's Potent BrewFor magic users, Witchmother's Potent Brew it's going to give you Max Magicka, Max Health and Magicka Recovery.Dubious Camoran ThroneStamina-based users can use Dubious Camoran Throne similar to Whitchmoder purple food but increases your Max Stamina Stats.You can make potions yourself, buy them from Crown Store or from daily rewards. You can also use the Endeavors system to buy some consumables. Another good option is Alliance potions for Alliance Points if you play PvP. You can buy them from Alliance Siege Merchants in Cyrodiil main gates or Battleground vendors in any major city. Alliance potions give these really important Buffs, and it'll help increase your damage and survivability. Start collecting those consumables and put them in your bank or storage chest so you can have them available right away for your Arcanist. Repair Kits/Soul GemsStock up on repair kits and Soulgems, especially if youāre grinding monsters. The normal repair kits you can get from Crafting writs or buying from guild traders. Additionally, you can obtain the special group repair kit for tickets from Impresario Vendor, who can be found in every big city.Master Writshttps://preview.redd.it/vtrh4krnw73b1.png?width=800&format=png&auto=webp&s=b972a52570696e8c65606753540ec86d76f8bf83For those that want to max your arcanist fast without grinding, is by using Master Crafting writs. Master writs are the fastest way, making you capable of reaching level 50 within 30 minutes. With a 150% xp boost from food and eso+, you only need 215 total alchemy or enchanting writs to reach level 50. Here is what to do if you want to level up quickly in eso by using Master Writs:
Transmuteshttps://preview.redd.it/l1wvfkgqw73b1.png?width=742&format=png&auto=webp&s=c5b3e40d9cc9118a2776296062003dfb624d2937 https://preview.redd.it/ez0fylarw73b1.png?width=761&format=png&auto=webp&s=92bc1bf726d6bf9d5a7ec45751a3a3f0daee5b0e Stock up on transmute stones by doing daily random dungeons, Battlegrounds or reaching tier 1 rewards in the Cyrodiil campaign on all your characters. Reaching tier 1 rewards can be completed by simply preparing the walls in Keeps, no PvP is required. Buy stone repair kits from Siege merchant, place them in your quick slot menu and repair damaged keep walls. You'll reach tier one quickly. New sets are coming with ESO Necrom Chapter, and some of them will surely be used for the arcanist class, so it's an essential tip to be prepared and stacked up on transmutes. Maxing Craftinghttps://preview.redd.it/kxvr7ngtw73b1.png?width=770&format=png&auto=webp&s=39bdae68f8045a7a249f644f2300212bd47bc3dd If you are interested in maxing out all the crafting lines on your arcanist, then you can pre-purchase intricate items from guild traders to deconstruct. Let them sit in your mailbox, and loot the mail on your arcanist to get a leg up in crafting quickly. Be sure to unlock the green CP "Inspiration boost" to make this even faster. Gear pieces with the intricate trait can drop from any monster or crafting writs so hold on to them and place them in your storage chest or bank and be ready to level crafting on your new Arcanist character. End Game SetsThere are just a ton of great sets that I use in my builds but here is a list of all great End-Game sets that are worth collecting for your Arcanist:Damage Dealers:
Healers:Tanks:PvP:ESO had hundreds of sets, and this list is also long, so what to focus on? If youāre reading this, We're assuming you want to get powerful quickly and reach end-game content, so thatās what we will gear for.Also, here are some essential tips for Leveling skill lines to max out skill points, skill lines and morphs and be ready for anything in-game:
ESO Articles, Guides, and BuildsThank you for reading the ESO Necrom Chapter: Essential Tips to Prepare for the Arcanist Class Guide! Also, consider watching me on Twitch. Feel free to ask me questions about my builds and the games I play, or check out my YouTube Channel. |
2023.05.31 15:16 Terrible-Salesperson Reverse charge/credit card protection help. Tearing my hair out here.
I'm relatively new to Canada and only have had a credit card for two years or so, paying off all balance each month so not super familiar with the process and Scotia hasn't been super helpful.
I visited my family in December and bought a pay as you go simcard from LycaMobile at the airport. I topped it up a couple of times for other trips since then put it away. In March I get a charge from the company to my credit card - about C$33.
I want to be clear that I'm aware that Lyca has reoccurring plans. I categorically did not sign-up to a plan when I topped up my sim. It was one of the things I specifically double-checked because I knew I didn't want a reoccurring plan. But ok, I figured maybe I fucked up on my end and check my emails - no receipt (previous one-off top ups had emailed me receipts). Weird. Try to create or login into an account and can't, I end up in an endless loop of being asked to reset a password. Nothing in my spam folder regarding account, password, payments.
I contact their chat support. Multiple times. Every time they're about to start working on the issue it mysteriously disconnects and chat becomes unavailable. I have screenshots of these multiple chats and the endless passwords/failed logins loops. So I contact Scotia and ask if I can block a merchant. They say no, but to try and speak with them and if not start reverse charge process.
Ok I do that, I reach out and Lyca asks more a MOUNTAIN of information back. I send it their way and then it starts the slow process of replying. I ask Lyca to please confirm that they will NOT be charging my card again seen as I can't stop the payment on my end and they do that annoying poor customer service task of answering one question and ignoring everything else. Then April hits and on the same date as March I get another charge making it obvious that they have me hooked on some kind of subscription that I can't control.
Reach out to Scotia, explain the situation and they say because they have my card information these are pre-authorised payment. I explain that I had authorised previous payments to merchant but this reoccurring charge isn't part of the deal. I point out that even Lyca's refund policy shows that I should be entitled to a refund for any unused data and minutes (sim card has been sat at my desk for months). The vibe is basically 'you're stupid and signed up for a subscription without realising. He says a reverse charge dispute is unlikely to be successful since I willingly shared my credit card details with the company. When I pointed out the fact that I had no receipt, no way to cancel the subscription and their customer support has been ignoring me and my attempts to ask them to STOP CHARGING MY CARD he tells me to do one more attempt at contacting them and then my only option is to cancel my credit card so that they are literally unable to charge which - frankly seems like an enormous pain in the ass and doesn't actually give me any refunds.
I finally got a reply from Lyca two days ago saying they can't find any of my transactions in their system and then boom, next day, same date as the previous months they charge my account again.
I'm tearing my hair out here, I thought the benefit of using and paying for a credit card was having a certain level of protection. The cherry on top of the sundae is having my yearly credit card fee ($150 for scotia visa passport if that's relevant) come out as all of this bullshit is going on.
Am I SOL here? Is there an angle here on trying to recoup my money or do I just swallow the cost and cancel the card? Would I have better luck speaking with Visa?
Side note - this is the latest on a series of shit ScotiaBank non-sense so if anyone has positive experiences with bank and travel credit card suggestions that aren't tied to Aeroplan I'm all ears because fuck these people.
submitted by Terrible-Salesperson to PersonalFinanceCanada [link] [comments]
I visited my family in December and bought a pay as you go simcard from LycaMobile at the airport. I topped it up a couple of times for other trips since then put it away. In March I get a charge from the company to my credit card - about C$33.
I want to be clear that I'm aware that Lyca has reoccurring plans. I categorically did not sign-up to a plan when I topped up my sim. It was one of the things I specifically double-checked because I knew I didn't want a reoccurring plan. But ok, I figured maybe I fucked up on my end and check my emails - no receipt (previous one-off top ups had emailed me receipts). Weird. Try to create or login into an account and can't, I end up in an endless loop of being asked to reset a password. Nothing in my spam folder regarding account, password, payments.
I contact their chat support. Multiple times. Every time they're about to start working on the issue it mysteriously disconnects and chat becomes unavailable. I have screenshots of these multiple chats and the endless passwords/failed logins loops. So I contact Scotia and ask if I can block a merchant. They say no, but to try and speak with them and if not start reverse charge process.
Ok I do that, I reach out and Lyca asks more a MOUNTAIN of information back. I send it their way and then it starts the slow process of replying. I ask Lyca to please confirm that they will NOT be charging my card again seen as I can't stop the payment on my end and they do that annoying poor customer service task of answering one question and ignoring everything else. Then April hits and on the same date as March I get another charge making it obvious that they have me hooked on some kind of subscription that I can't control.
Reach out to Scotia, explain the situation and they say because they have my card information these are pre-authorised payment. I explain that I had authorised previous payments to merchant but this reoccurring charge isn't part of the deal. I point out that even Lyca's refund policy shows that I should be entitled to a refund for any unused data and minutes (sim card has been sat at my desk for months). The vibe is basically 'you're stupid and signed up for a subscription without realising. He says a reverse charge dispute is unlikely to be successful since I willingly shared my credit card details with the company. When I pointed out the fact that I had no receipt, no way to cancel the subscription and their customer support has been ignoring me and my attempts to ask them to STOP CHARGING MY CARD he tells me to do one more attempt at contacting them and then my only option is to cancel my credit card so that they are literally unable to charge which - frankly seems like an enormous pain in the ass and doesn't actually give me any refunds.
I finally got a reply from Lyca two days ago saying they can't find any of my transactions in their system and then boom, next day, same date as the previous months they charge my account again.
I'm tearing my hair out here, I thought the benefit of using and paying for a credit card was having a certain level of protection. The cherry on top of the sundae is having my yearly credit card fee ($150 for scotia visa passport if that's relevant) come out as all of this bullshit is going on.
Am I SOL here? Is there an angle here on trying to recoup my money or do I just swallow the cost and cancel the card? Would I have better luck speaking with Visa?
Side note - this is the latest on a series of shit ScotiaBank non-sense so if anyone has positive experiences with bank and travel credit card suggestions that aren't tied to Aeroplan I'm all ears because fuck these people.
2023.05.31 13:49 changetherulesonline Payment Processing Prototype Using Figma
 | submitted by changetherulesonline to u/changetherulesonline [link] [comments] |
2023.05.31 09:28 mayscienceproveyou wallet stolen, what am i missing?!?
a friend of mine just realized it... CC was used, but didn't function on a selecta vending machine.... (i hope there were cams and thiefs are visible, since they went to the selecta they aren't the smartest....)
steps to take: Bank cards frozen (in progress) todo: go the police with her notebook so they can login to the account and export usage data EDIT: ID will be blocked by police, since it can be used for verification online (kyc) drivers licence will be reported as stolen
is there something else to do?!?
thank you very much!
submitted by mayscienceproveyou to askswitzerland [link] [comments]
steps to take: Bank cards frozen (in progress) todo: go the police with her notebook so they can login to the account and export usage data EDIT: ID will be blocked by police, since it can be used for verification online (kyc) drivers licence will be reported as stolen
is there something else to do?!?
thank you very much!